Just as I suspected, your doctor is not altogether right. If a woman has medical insurance coverage that covers her pregnancy, there are still a lot of medical carriers out that that simply cover "pregnancy," without regard to how that pregnancy was conceived and/or whether the child/children are the intended children of the woman who is bearing them.

To make an accurate determination, I would need to review a copy of your niece's medical insurance plan so that I could review it. Let's face it: If she coincidentally became pregnant by accident and was carrying the baby and then giving it up for adoption, there would be no greater obligations upon the insurance carrier than if she is carrying it for someone else by design. It is certainly unclear to me why anyone should be allowed to discriminate under those circumstances.

Go ahead and let's find out (a) whether your niece is on board; (b) what coverage she has; and, (c) what the additional costs would be to get her synced up with your cycle. Oh, and I'll just shoot you a PM so we can talk. I'll help you in any way that I can.

Fondly,
Cat w/3 Kittens
Caidan, Carina and Caeleigh
Born at 31 weeks, 1/8/04.
It is better to have loved and lost, than never to have loved at all. In memory of Carina, who was greatly loved.

http://b3.lilypie.com/bDA