Hello! I just recently came across your forum here and noticed that AFLAC insurance questions come up every so often. I would like to be of help to anyone who has questions about their plans or for anyone looking for a policy in their area. I live in Missouri and am also licensed in Illinois. Although most AFLAC policies are generally the same, plans do vary from state to state, so I may not know the exact details of every AFLAC plan in your state, but I'll tell you what I know. I hope I can be of help to any of you here who have questions. I look forward to helping in any way that I can. Thanks, Brian Chorley